• My Indiana Health Card – 2

    My Indiana Health Card – 2

     

    Indiana Hospital & Heart Institute has launched a new scheme called My Indiana Health Card.

     

    Benefits of My Indiana Health Card -2

     

    Nominal fees                     :               Rs.450/- per annum

    Sum insured                      :           -Hospitalization due to accident: Rs. 1,00,000/- (all kinds of accidents

                                                              -In case of death: Rs.50,000/-

                                                              -In case of Permanent Total Disability (PTD): Rs.50,000/-

                                                              -In case of Permanent Partial Disability (PPD): Rs. 50,000/-

                                                              -Hospitalization expenses due to illness including PED but excluding

    Maternity                         :             Rs. 30,000 – Rs. 15,000 per illness

    Waiting period                 :              90 days from the date of submission of application

     

    Room rent limit               :              Room rent restricted to 1% for normal room & 2% for ICU of sum

    For accident treatment   :              Insured per day excluding nursing charges.

     

    Room rent limit for         :             Room rent restricted to Rs.300 for normal room & Rs.600 for ICU per

    Illness excluding accident:          day

     

    Age group                       :              3 years to 65 years

    Emergency ambulance:              Rs.2, 000/-

    Treatments covered as per this policy:

    • Accidental hospitalization
    • Cashless facility available
    • Pre & Post hospitalization expenses covered
    • Dental treatment following due to accident
    • Day care procedure / treatment due to accident
    • Pre existing disease exclusion waiver
    • 1/2/4 year exclusion waiver
    • Cashless facility is available – Only in Indiana Hospital & Aramana Hospital Kasargod
    • Hospitalization for PED & any other illness excluding maternity is covered – Up to Rs. 30,000 – Rs.15,000 per illness
    • Pre-post hospitalization expenses (30-60 days respectively)
    • Addition-deletion on pro-rata basis is available (Group Policy)

    Treatments NOT covered or applicable as per this policy:

    • Sub limits
    • Co-payment
    • Domiciliary hospitalization
    • Maternity benefits / 9 months waiting period waiver
    • Pre-Post natal expenses on in-patient basis
    • Internal congenital ailments cover
    • Mid-term revision of sum insured

     

    Additional Benefits:

    1. 5% discount on Pharmacy
    2. 10% discount on Radiology
    3. 20% discount of OP Procedures
    4. 20% discount on Laboratory investigations
    5. 25% discount on Panel doctor Consultation
    6. 20% discount on hospital charges for Single room charges (excluding doctors charge) – IP
    7. 25% discount on hospital charges General ward category (excluding doctors charge) – IP

     

    For more details & registration contact: 0824 2880 880